For existing homeowners, re-mortgaging can be a regular occurrence. It is common practice to review your current mortgage deal 3 to 4 months prior to its expiry to ensure you get the best deal and don’t end up automatically switching to a standard variable rate, which can often result in increased monthly re-payments.
Whilst many people re-mortgage to get the best deal on their monthly repayments, it is important to consider the bigger picture with your finances as you may wish to consolidate any existing debts you currently have, or free up some capital for home improvements.
As an independent mortgage advisory firm, we have access to the whole of the market meaning we are not restricted to any one specific lender. This enables us to put forward the most appropriate mortgage deal for your current circumstances, whatever they may be.
Contact one of our experienced mortgage advisors today to discuss your re-mortgaging requirements.